4 in 5 residents feel their city is underprepared for climate-related risks: Zurich

A recent report from Zurich Insurance Group and Economist Impact reveals that four out of five people believe their city is underprepared for climate-related risks, with major concerns about heat waves, air pollution, water shortages, and flooding.

The report focuses on climate change in cities around the world and offers actionable insights for building resilient urban environments.

As extreme weather events become more frequent and severe, cities face significant risks to their environments, economies, and public health. However, the report highlights that cities can adopt innovative solutions for climate adaptation and resilience.

Dirk De Nil, Global Head of Zurich Resilience Solutions, stated, “Cities are on the frontline of the climate crisis, but they also have the power to lead the charge in building community resilience. To effectively navigate their climate-related challenges, cities must take decisive and collaborative action. Insurers with their natural hazard expertise and capabilities can play a critical role in supporting urban areas, businesses and communities in developing robust strategies to enhance their resilience and secure a sustainable future.”

The report includes a general population survey that gathered insights from 5,000 residents in Amsterdam, Cairo, Cape Town, Dubai, Jakarta, Madrid, Mumbai, New York City, São Paulo and Tokyo.

Findings show that over 41% of respondents believe their city’s water management infrastructure is at risk, highlighting the urgency of addressing water-related climate issues like shortages and flooding.

The impact of climate change varies significantly across different gender, age, and socioeconomic groups, disproportionately affecting women, children, the elderly, and vulnerable populations.

Most respondents expect national and local governments to take the lead on climate adaptation efforts, emphasising the need for coordinated action.

While 28% believe businesses should spearhead climate adaptation, 58% feel that companies are not doing enough.

Nearly one-third of respondents feel personally responsible for climate adaptation, with 95% either taking or planning steps to boost resilience. However, significant barriers include high costs, lack of knowledge, and distrust in government policies.

The report emphasises the urgent need to enhance climate resilience in at-risk cities through investment in climate-resilient infrastructure, integrating mitigation and adaptation measures, and fostering collaboration among government levels and departments. It also stresses the importance of transparent communication and community engagement to build trust and ensure that these processes are fair and inclusive.

Additionally, the private sector’s involvement, especially the insurance industry, is crucial. By leveraging the innovation, investment, and expertise of private companies, governments can drive the development of scalable climate solutions that are effective in various urban settings, helping to build climate resilience.

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