Commercial rates up 5% in Q2: MarketScout
- October 6, 2025
- Posted by: Web workers
- Category: Workers Comp
Commercial insurance rates rose an average of 5% in the second quarter, as commercial property and cyber liability saw the biggest increases, according to data from insurance exchange MarketScout Corp. released Friday.
Cyber liability rates rose 13.3%, softening from a 15.7% increase in the first quarter, according to the Dallas-based company.
Commercial property rates rose 10.7%, up from a 9.3% increase in the first quarter.
Among other lines of coverage, commercial auto rates increased 8%, general and umbrella/excess liability were up 7%, and business interruption increased 6%.
Workers compensation rates inched up 0.3%.
“Property, business interruption and general liability and umbrella/excess rates increased, while most other coverage classifications softened a bit,” MarketScout CEO Richard Kerr said in a statement.
By account size, small accounts, those with up to $25,000 in premium, saw rates rise 5.7%; medium accounts, between $25,001 and $250,000, and large accounts, between $250,001 and $1 million, were up 6%; and jumbo accounts, over $1 million, increased 4.7%, MarketScout said.
