Emerald Bay and Curotech Specialty launch new commercial property programme
- September 21, 2025
- Posted by: Taylor Mixides
- Category: Insurance
Emerald Bay Risk Solutions, a cooperative underwriting carrier, has announced a strategic alliance with Curotech Specialty, a technology-driven managing general agent, to launch an excess and surplus commercial property programme.
The programme is reinsured by a group of leading companies, all of which hold an A- or higher rating from AM Best.
Curotech’s business is supported by a custom, high-performance technology platform developed by their in-house software engineering team.
Emphasising technology and data analytics, Emerald Bay’s collaborative, tech-enabled underwriting approach allows for swift, real-time data-driven actions.
Miles Allkins, Co-Founder and Chief Risk Officer of Emerald Bay, said: “The commercial property market remains a robust corner of the insurance market as large, admitted carriers faced with concentration issues and rigid risk management departments are unable to provide the flexibility required by insureds.
“We are looking forward to our partnership with Curotech and its team of specialist experts, who, like us, weave technology and data analysis into every facet of their strategy.”
Emerald Bay, established in March 2024 with support from Bain Capital Insurance, aims to provide customised insurance solutions, reliable underwriting results, and enduring, mutually beneficial partnerships with a select group of top-performing managing general agents and leading reinsurance partners.
“We are thrilled to launch the programme with Emerald Bay,” added Kim Rhodes, President of Curotech. “Emerald Bay’s extensive experience in the industry and advanced technology capabilities provide significant value to the business. We have a strong cultural fit focused on underwriting and proactive decision making. Together, we are well positioned to grow a profitable book of business.”
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